GovernmentTamil Nadu,Karnataka, Maharashtra, Gujarat

Indian Overseas Bank Local Bank Officer (LBO) Recruitment 2026-27

Indian Overseas Bank (IOB)

Indian Overseas Bank has announced 250 Local Bank Officer vacancies in JMGS-I for Tamil Nadu, Karnataka, Maharashtra and Gujarat. Eligible graduates can submit their applications online from 08-08-2026 to 24-08-2026. Selection comprises an Online Examination, applicable Language Proficiency Test and Personal Interview.

Vacancies
250
Salary
JMGS-I / Scale-I basic pay: ₹48,480-2,000/7-62,480-2,340/2-67,160-2,680/7-85,920, plus DA, HRA, CCA and other applicable allowances as per Bank rules.
Qualification
Degree (Graduation) in any discipline from a recognized university or an equivalent qualification recognized by the Central Government. Candidates must possess a valid mark-sheet/degree certificate showing graduation on the date of registration. Mandatory local language proficiency applies for the selected state.
Last Date
24 August 2026

Vacancy Details

Organization NameIndian Overseas Bank (IOB)
Examination NameIndian Overseas Bank Local Bank Officer Recruitment 2026-27
Advertisement No.HRDD/RECT/02/2026-27
Post Name
  • Local Bank Officer - Tamil Nadu
  • Local Bank Officer - Karnataka
  • Local Bank Officer - Maharashtra
  • Local Bank Officer - Gujarat
Total Vacancies250 Posts
Job TypeGovernment
Application ModeOnline
LocationTamil Nadu,Karnataka, Maharashtra, Gujarat

Important Dates

EventDate
Notification Release Date07 August 2026
Online Registration Start Date08 August 2026
Online Registration Last Date24 August 2026
Application Fee / Intimation Charges Period08 August 2026
Online Examination Date
Language Proficiency Test Date
Personal Interview Date

Eligibility Criteria

Qualification: Degree (Graduation) in any discipline from a recognized university or an equivalent qualification recognized by the Central Government. Candidates must possess a valid mark-sheet/degree certificate showing graduation on the date of registration. Mandatory local language proficiency applies for the selected state.

Candidates must possess a Degree/Graduation in any discipline from a recognized university or an equivalent qualification recognized by the Central Government. A valid mark-sheet or degree certificate showing graduation must be available on the date of online registration. Candidates are required to provide their graduation percentage while completing the online application. Candidates can apply for the vacancy of only one state. The applicant must fulfil the mandatory local-language requirement for the state selected. The four participating states and corresponding mandatory languages are: Tamil Nadu — Tamil Karnataka — Kannada Maharashtra — Marathi Gujarat — Gujarati Candidates who have not studied the applied state's local language in Class X or Class XII may have to qualify the Language Proficiency Test. Citizenship eligibility includes Indian citizens and certain specified categories of Nepalese/Bhutanese citizens, Tibetan refugees and persons of Indian origin subject to the prescribed conditions and eligibility certificate requirements.

Age Limit & Relaxation

20 to 30 years as on 01-08-2026. Date of birth must be between 02-08-1996 and 01-08-2006, both dates inclusive.

CategoryAge Relaxation
SC/ST5 years
OBC (Non-Creamy Layer)3 years
Persons with Benchmark Disabilities (PwBD)10 years
Persons affected by 1984 riots5 years
Ex-servicemen/Commissioned Officers with at least 5 years military service5 years

Salary Structure

ComponentAmount
Basic Pay₹48,480-2,000/7-62,480-2,340/2-67,160-2,680/7-85,920
Dearness Allowance (DA)As per Bank rules
House Rent Allowance (HRA)As per Bank rules
City Compensatory Allowance (CCA)As per Bank rules
Other AllowancesAs per Bank rules

Application Fee

CategoryFee
SC/ST/PwBD₹175 (inclusive of GST) - Intimation charges only
General/EWS/OBC₹850 (inclusive of GST)

Documents Required

  • Printout of valid Personal Interview call letter.
  • Printout of system-generated online application form.
  • Proof of date of birth.
  • Proof of local-language proficiency through applicable Std. X/XII certificate.
  • Valid photo ID proof.
  • Educational qualification mark sheets and certificates.
  • Work experience documents, where applicable.
  • SC/ST/OBC caste certificate, where applicable.
  • EWS Income and Asset Certificate, where applicable.
  • Prescribed disability certificate for PwBD candidates.
  • No Objection Certificate for candidates working in Government/PSU/Bank roles.
  • Photograph, signature, left thumb impression and handwritten declaration in the prescribed format for online application.

Selection Process

  1. 1Online Examination
  2. 2Language Proficiency Test (where applicable)
  3. 3Personal Interview
  4. 4Final Selection based on Online Examination and Personal Interview weightage of 80:20

Exam Pattern

SectionQuestionsMarksDuration
Reasoning and Computer Aptitude306060 minutes
General/Economy/Banking Awareness404030 minutes
Data Analysis and Interpretation306060 minutes
English Knowledge404030 minutes
Total1402003 hours

The Online Examination contains 140 questions carrying 200 marks. Reasoning and Computer Aptitude and Data Analysis and Interpretation carry 60 marks each. General/Economy/Banking Awareness and English Knowledge carry 40 marks each. Reasoning and Computer Aptitude, General/Economy/Banking Awareness and Data Analysis and Interpretation are available in English and Hindi. English Knowledge is conducted in English. There is a 0.25-mark penalty for every wrong answer. No penalty is applicable to unattempted questions. There is no sectional cut-off. Minimum qualifying aggregate is 30% for reserved category candidates and 35% for unreserved candidates. The Personal Interview carries 100 marks. Minimum Personal Interview qualifying marks are 45% for reserved candidates and 50% for unreserved candidates. Online Examination and Personal Interview have an 80:20 weightage for final selection.

Syllabus

The detailed topic-wise syllabus is Not Mentioned in the supplied source. Candidates should refer to the recruitment notification and subsequent IOB updates for any detailed syllabus information issued by the Bank.

How To Apply

Visit the Indian Overseas Bank official website. Open the Careers section. Locate the Recruitment of Local Bank Officers – 2026-27 recruitment. Select the Local Bank Officer post and start the online registration. Complete the initial registration and note the Registration Number and Password received through email/SMS. Log in to the application portal. Upload the photograph, signature, left thumb impression and handwritten declaration in the prescribed format. Enter all required personal, educational and other application details carefully. Pay the applicable application fee/intimation charges through the available online payment methods. Complete the registration and verify the submitted information. Download or print the submitted application form and fee e-receipt for future reference.

Important Instructions

Candidates can apply for only one state. Applying for one state's vacancy makes the candidate ineligible to apply for another state under this recruitment. Selected candidates will be posted within the state for which they applied for the first 12 years of service or until promotion to SMGS-IV, whichever is earlier. Application fee/intimation charges are non-refundable. If multiple applications are submitted for the same state, only the last submitted application will be considered. Ration Card and Learner's Driving Licence are not accepted as valid photo ID proof. Requests for changing the examination centre or Personal Interview date/centre will not be entertained. Candidates employed in Government, Quasi-Government or PSU positions must produce an NOC at the Personal Interview. Applications cannot be withdrawn after submission. Selected candidates will undergo 2 years of probation from the date of joining. A Financial Service Indemnity Bond of ₹2,00,000 is required for rendering a minimum of 3 years of service.

Job Description

Introduction Indian Overseas Bank has released the Local Bank Officer Recruitment 2026-27 for recruitment to 250 Local Bank Officer posts in the Junior Management Grade Scale-I (JMGS-I). The recruitment is applicable to vacancies in Tamil Nadu, Karnataka, Maharashtra and Gujarat. The notification is identified by Advertisement No. HRDD/RECT/02/2026-27 and is dated 07 August 2026. Vacancy Overview The recruitment contains 250 Local Bank Officer vacancies. The largest share is available in Tamil Nadu with 100 posts. Karnataka, Maharashtra and Gujarat have 50 vacancies each. Candidates must select only one state while applying. The applicable local language is Tamil for Tamil Nadu, Kannada for Karnataka, Marathi for Maharashtra and Gujarati for Gujarat. The source states that merit lists will be prepared state-wise and category-wise. Eligibility Applicants must possess a graduation degree in any discipline from a recognized university or an equivalent qualification recognized by the Central Government. Candidates must have the required degree/mark sheet by the date of online registration and provide their graduation percentage in the application. The candidate must also meet the local language requirement applicable to the selected state. A candidate can apply for only one state under this recruitment. Age Limit The age eligibility cut-off is 01 August 2026. Candidates must be at least 20 years old and not more than 30 years old. The prescribed date-of-birth range is from 02 August 1996 to 01 August 2006, both dates inclusive. Age relaxation is available for eligible reserved and other specified categories, including SC/ST, OBC Non-Creamy Layer, PwBD, persons affected by 1984 riots and eligible ex-servicemen/commissioned officers. Salary The Local Bank Officer post is placed in JMGS-I / Scale-I. The basic pay scale is ₹48,480 to ₹85,920 through the increments specified in the recruitment details. DA, HRA, CCA and other applicable allowances are payable according to Bank rules. Selected candidates will also be placed on probation for two years of active service and are required to execute a Financial Service Indemnity Bond of ₹2,00,000 for a minimum service commitment of three years. Selection Process The selection process begins with the Online Examination. The examination consists of Reasoning and Computer Aptitude, General/Economy/Banking Awareness, Data Analysis and Interpretation, and English Knowledge. Candidates shortlisted for the Personal Interview who have not studied the relevant state language in Class X or XII must qualify the Language Proficiency Test. The Personal Interview carries 100 marks. Final selection gives an 80:20 weightage to the Online Examination and Personal Interview, with the final merit list prepared state-wise and category-wise. Application Process The IOB LBO application must be submitted online. Candidates should visit the IOB website, enter the Careers section, locate the Local Bank Officer Recruitment 2026-27, complete registration, upload the required documents and images, enter the application details and pay the applicable fee. After completing registration, candidates should retain the submitted application form and fee receipt. The application window is from 08 August 2026 to 24 August 2026. No other application mode is accepted. Important Dates The notification was released on 07 August 2026. Online registration begins on 08 August 2026, and the closing date is 24 August 2026. The fee payment period is also from 08 August to 24 August 2026. The exact dates for the Online Examination, Language Proficiency Test and Personal Interview are not specified in the supplied source. Candidates will need to check subsequent IOB updates for those dates. Conclusion The Indian Overseas Bank LBO Recruitment 2026-27 provides 250 Local Bank Officer opportunities for eligible graduates in four states. Candidates should carefully verify the educational qualification, age limit, state-specific language requirement, fee and one-state application restriction before submitting the form. Since the application deadline is 24 August 2026, eligible applicants should complete the online registration within the prescribed period and retain all application records for future stages.

Frequently Asked Questions

About this Recruitment

Indian Overseas Bank (IOB) has announced the Local Bank Officer Recruitment 2026-27 for 250 Local Bank Officer vacancies in the JMGS-I cadre. The recruitment covers Tamil Nadu, Karnataka, Maharashtra and Gujarat, with candidates required to apply for only one state. The state-wise vacancies include 100 posts in Tamil Nadu and 50 posts each in Karnataka, Maharashtra and Gujarat. The IOB LBO Recruitment 2026-27 application process is being conducted online. Online registration starts on 08 August 2026, while the last date for submitting the application is 24 August 2026. Candidates are also required to pay the applicable application fee or intimation charges during the registration period. Eligibility for IOB Local Bank Officer Recruitment Candidates applying for the Local Bank Officer position must hold a graduation degree in any discipline from a recognized university or possess an equivalent qualification recognized by the Central Government. The graduation qualification must be completed and supported by a valid mark sheet or degree certificate at the time of registration. The recruitment also has a state-specific local language requirement. Candidates must satisfy the prescribed language requirement for the state selected in their application. Applicants can choose only one state for this recruitment. The prescribed age range is 20 to 30 years as on 01 August 2026. Relaxation is available for eligible categories such as SC/ST, OBC, PwBD, persons affected by 1984 riots and eligible ex-servicemen/commissioned officers according to the stated conditions. Vacancy and Salary IOB has announced 250 vacancies in total. Tamil Nadu accounts for 100 vacancies, while Karnataka, Maharashtra and Gujarat each have 50 vacancies. The detailed category-wise reservation numbers are not available in the supplied source. The Local Bank Officer position falls under JMGS-I / Scale-I. The basic pay scale is ₹48,480-2,000/7-62,480-2,340/2-67,160-2,680/7-85,920. In addition to basic pay, selected candidates are eligible for DA, HRA, CCA and other applicable allowances according to Bank rules. Selection Process The IOB LBO selection process consists of an Online Examination, a Language Proficiency Test wherever applicable, and a Personal Interview. The Online Examination carries 200 marks and contains 140 questions. Candidates who have not studied the relevant local language in Class X or XII may need to qualify the LPT before appearing in the interview. The final selection uses an 80:20 weightage between the Online Examination and Personal Interview.